I think its time we as a collective society start to do things more simply. You know, the way things were done in the past. I think it will help our wallets and the environment. We have gotten so used to "luxuries" that we don't realize the harm its doing.
here are some tips:
Vegetables and Fruit:
If we grew our own, we would have a ready supply of food and if you maintain the plants/trees, you would have a renewable source of food.
But make sure to use organic pesticides.
Milk/pop:
I remember when I was young there was a pop company that would deliver 12 bottles in a case. When you were done you put all the glass bottles back in, they'd pick it up and bring you a new case. The price was good and the bottles were re-used. Although I wasn't around for the milk delivery days, I am sure it was the same principal.
Water:
For God's sake, the Earth only has so much.
Drink from a tap and avoid millions ob bottles ending up in landfills. If you hate tap water (and I do) here is a tip. Boil the water first, after it cools add some fresh lemon juice to your glass.
IF like me you like taking a bath, use the leftover water for other things. It takes up time but at least you are saving water. example: I have a bath then use a container to water all the plants in my house and if enough is left and still warm, i give my dogs a bath.
Create a rain barrel to water the vegetable and fruit trees you planted out back.
And for people who live in apartment building. Do some research and you will find there are vegetables you can grow in smaller spaces.
Use coupons:
I don't know why more people don't take advantage of coupons, competitor price matching etc. oh wait, yes I do..pride!! I used to be like that. I wouldn't use a coupon because I was worried the cashier would think I was poor. Now my thinking has changed..the more money I save, the more that can be spent on other things.
Credit:
Credit is important, but it can get you into alot of trouble.
My credit rules are:
(1)If you get one, make sure it is one with an incentive program that makes sense for you. Personal example: I don't like to fly, so getting one where you collect airmiles makes no sense for me. However, I go to the movies often and I have a Scene Scotiabank Visa. That way when I do use the card, I get points to redeem for free nights out at the movies.
(2) only buy what you have the cash to back up. The other day I ordered Go Smile products. I used my Visa to order, but I have a "credit card payment envelope" that I put the money for the product into already. So when it arrives in the mail I can go pay my card.
(3) Always, repeat ALWAYS pay your balance in full. If you really can't afford to do that then look over your finances and create a budget because you are doing something wrong. But if you really can't pay the whole thing then pay more then the minimum requirement. And do not use your card until you get back to $0.
Clothing:
Learn to sew:
you can save money if you learn to sew rips, hemlines etc.
If you are planning to lose weight that's great!! But don't go out and buy clothing in smaller sizes to "motivate" you. I did this before and it made no sense to me. I spent money to purchase something that looked so good but that I couldn't wear.
And you may never be the size you are hoping to be. If you really dedicated then save money to buy the clothes WHEN you lose the weight.
Same with shoes. Don't buy the wrong size because the shoes are hot. I have been guilty of this as well. Shoes should be comfortable. And it doesn't feel good when your feet are crammed into too small shoes or you have to wear 3 pairs of socks to fit into shoes that are too big..
These are some small tips that I have used to turn my spending habits around. Try em out and see what works for you.
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